Question 1

How do I create a UPI QR code for PhonePe, Google Pay, and Paytm?

Accepted Answer

Enter your UPI ID (called VPA — e.g. `yourname@oksbi`, `yourname@paytm`, `yourname@ybl`), your name, and optionally a fixed amount in INR. The generated QR code uses the standard UPI deep-link format (`upi://pay?...`) that PhonePe, Google Pay, Paytm, BHIM, Amazon Pay, WhatsApp Pay, and every UPI app reads identically. One QR works for all apps — no need to generate a different code per wallet.

Question 2

Where do I find my UPI ID (VPA)?

Accepted Answer

Open any UPI app and look for 'My UPI ID', 'My BHIM UPI ID', or 'Profile'. Common formats: `yourname@oksbi` (SBI), `yourname@paytm`, `yourname@ybl` (PhonePe), `yourname@okhdfcbank`, `yourname@apl` (Amazon Pay), `yourname@axl` (Axis Bank). Copy that exact string and paste it into the UPI ID field above.

Question 3

Can I create a UPI QR code with a fixed amount?

Accepted Answer

Yes. Enter the amount in INR in the 'Amount' field above. When customers scan the QR, the payment screen opens with the amount pre-filled — they just confirm. Useful for fixed-price items (₹50 chai, ₹200 thali). Leave the amount blank to create an 'any-amount' QR — the customer types the amount, useful for variable purchases (groceries, restaurants, donations).

Question 4

Is this a dynamic or static UPI QR code?

Accepted Answer

DNS Robot generates **static UPI QR codes** — your UPI ID is encoded directly into the QR pattern. The code never expires, has no monthly fees, and works forever even if our service shuts down. Dynamic QR codes (used by Razorpay, Cashfree, Pine Labs) require ongoing subscriptions and route payments through their servers — useful for businesses that need real-time settlement APIs but overkill for shops, freelancers, and individuals.

Question 5

Do I need to register my UPI QR code anywhere?

Accepted Answer

No. UPI QR codes are completely free and require no registration with NPCI, your bank, or any third party. As long as your UPI ID is active in any UPI app, customers can pay you by scanning the QR. The bank charges zero MDR (Merchant Discount Rate) on UPI transactions for personal accounts and merchants under ₹2,000 — so you keep 100% of every payment.

Question 6

Can customers pay me without their UPI app linked to my bank?

Accepted Answer

Yes. UPI is interoperable — a PhonePe user can pay a Paytm UPI ID, a Google Pay user can pay a BHIM UPI ID, and so on. The customer's app handles the bank-to-bank transfer automatically. The only requirement is that both sender and receiver have UPI-enabled bank accounts, which covers ~95% of Indian bank account holders.

Question 7

Is there a transaction limit on UPI payments?

Accepted Answer

Yes. NPCI sets a default per-transaction limit of ₹1 lakh (₹2 lakh for some categories like education, healthcare). Daily aggregate limits depend on your bank — typically ₹1-5 lakh. There's no limit on the number of transactions per day. For higher amounts, the customer can split into multiple payments or use NEFT/RTGS instead.

Question 8

Will my UPI QR code work outside India?

Accepted Answer

UPI QR codes are designed for Indian payment apps that route through the NPCI network. As of 2025, UPI is also accepted in Bhutan, Nepal, Sri Lanka, Mauritius, France (Eiffel Tower), UAE, and Singapore via international tie-ups. NRIs with active Indian UPI IDs can pay your QR from abroad. For pure cross-border payments, use PayPal, Stripe, or Wise instead.

Question 9

How do I print a UPI QR code for my shop?

Accepted Answer

After generating, click **Download PNG** at 1024px or 2048px (the largest options) for crisp printing on A4 stickers, posters, or laminated cards. Print at 300 DPI minimum. Common sizes: 4x6 inches for counter cards, 12x18 inches for wall posters. Add your business name and a 'Pay by UPI' label below the QR for clarity. Test the printed code with multiple phones before mass-printing.

Question 10

Can I add my logo to the UPI QR code?

Accepted Answer

Yes. Switch to the **Custom** tab and use the Logo picker — pick from 80+ brand logos (PhonePe, Google Pay, Paytm, BHIM, Amazon Pay, WhatsApp brand monograms) or upload your own (PNG, JPG, SVG up to 2 MB). Error correction auto-upgrades to H (30%) so the QR stays scannable through the logo. Adds professional polish to merchant materials.

Question 11

Why should I use a UPI QR code instead of just sharing my UPI ID?

Accepted Answer

Three reasons: speed (one tap vs typing 20+ characters), accuracy (no typos that send money to the wrong VPA), and trust (printed QR on counter signals legitimate business). Customers complete payment in 5 seconds vs 30+ seconds typing. Merchants who switched from sharing UPI IDs to displaying printed QRs typically report a 30-50% jump in customer payment completion rate.

Question 12

Are these UPI QR codes safe?

Accepted Answer

Yes. UPI QR codes only contain your **payee** UPI ID — never your bank account number, IFSC, mobile number, or any sensitive data. The customer's UPI app handles authentication. We generate the QR entirely in your browser — your UPI ID never reaches our servers, never gets logged, never appears in analytics. The code itself is just a `upi://pay?pa=...` deep link, identical to what banks generate.

Free UPI QR Code Generator

Frequently Asked Questions About UPI QR Code Generation

How do I create a UPI QR code for PhonePe, Google Pay, and Paytm?

Where do I find my UPI ID (VPA)?

Can I create a UPI QR code with a fixed amount?

Is this a dynamic or static UPI QR code?

Do I need to register my UPI QR code anywhere?

Can customers pay me without their UPI app linked to my bank?

Is there a transaction limit on UPI payments?

Will my UPI QR code work outside India?

How do I print a UPI QR code for my shop?

Can I add my logo to the UPI QR code?

Why should I use a UPI QR code instead of just sharing my UPI ID?

Are these UPI QR codes safe?

Free UPI QR Code Generator

Frequently Asked Questions About UPI QR Code Generation

How do I create a UPI QR code for PhonePe, Google Pay, and Paytm?

Where do I find my UPI ID (VPA)?

Can I create a UPI QR code with a fixed amount?

Is this a dynamic or static UPI QR code?

Do I need to register my UPI QR code anywhere?

Can customers pay me without their UPI app linked to my bank?

Is there a transaction limit on UPI payments?

Will my UPI QR code work outside India?

How do I print a UPI QR code for my shop?

Can I add my logo to the UPI QR code?

Why should I use a UPI QR code instead of just sharing my UPI ID?

Are these UPI QR codes safe?